What is Rakuten Credit Card?
buayaberdiri.blogspot.com - Rakuten Card is a credit card brand owned by the Japanese e-commerce giant Rakuten. The card is a popular choice among consumers in Japan due to its various benefits, such as cashback rewards and discounts on Rakuten’s online marketplace. In this article, we will take a closer look at the features and benefits of Rakuten Card and how it has become a leading player in the Japanese credit card market.
History of Rakuten Card
Rakuten Card was launched in 2005 as a joint venture between Rakuten and the credit card company JCB. Initially, the card was only available to Rakuten’s loyal customers who had a high purchasing history on the company’s online marketplace. However, the card quickly gained popularity due to its unique features and benefits, such as the ability to earn Rakuten Super Points, which could be used to purchase items on Rakuten’s website.
Over the years, Rakuten Card has continued to evolve and add new features, including partnerships with other companies to offer additional discounts and benefits. Today, Rakuten Card is one of the most popular credit card brands in Japan, with over 20 million cardholders.
Features and Benefits of Rakuten Card
- Cashback Rewards: One of the most attractive features of Rakuten Card is its cashback rewards program. Cardholders can earn up to 5% cashback on purchases made on Rakuten’s online marketplace and 1% cashback on all other purchases. The cashback rewards can be redeemed as Rakuten Super Points, which can then be used to purchase items on Rakuten’s website.
- Discounts on Rakuten Marketplace: In addition to cashback rewards, Rakuten Cardholders also receive discounts on purchases made on Rakuten’s online marketplace. The discounts vary depending on the item, but cardholders can save up to 20% on certain purchases.
- No Annual Fee: Unlike many credit cards in Japan, Rakuten Card does not have an annual fee. This makes it an attractive option for consumers who want to save money on credit card fees.
- Foreign Transaction Fee: Rakuten Card has a foreign transaction fee of 2.5%. While this is higher than some other credit cards in Japan, it is still a competitive rate compared to credit cards in other countries.
- Partner Benefits: Rakuten Card has partnerships with a variety of companies, including travel agencies, rental car companies, and hotels. Cardholders can receive discounts and other benefits when using their Rakuten Card to make purchases at these partner companies.
- Easy Application Process: Applying for Rakuten Card is simple and can be done online. The application process takes just a few minutes, and applicants can receive a response within a few days.
- Security Features: Rakuten Card has a variety of security features, including fraud protection and a chip-enabled card. Cardholders can also use Rakuten’s mobile app to monitor their account activity and receive alerts for suspicious transactions.
How to Register to Get a Rakuten Card
If you're interested in registering for a Rakuten Card in Japan, it's a relatively straightforward process. In this article, we will walk you through the steps to register for a Rakuten Card and start enjoying its many benefits.
Step 1: Check Your Eligibility
Before you begin the application process, you should make sure that you meet the eligibility requirements for a Rakuten Card. To be eligible, you must:
- Be a resident of Japan
- Be at least 18 years old
- Have a Japanese bank account
- Have a valid Japanese phone number
- Have a valid Japanese address
- If you meet these requirements, you can move on to the next step.
Step 2: Gather Your Information
Before you start your application, you will need to gather the following information:
- Your name (as it appears on your passport or residence card)
- Your address (as it appears on your residence card)
- Your phone number (a Japanese phone number is required)
- Your email address
- Your date of birth
- Your annual income
- Your employment status
- Your bank account information (bank name, branch name, account number, and account holder name)
- Make sure that all of this information is accurate and up-to-date before you begin the application process.
Step 3: Fill Out the Application
To apply for a Rakuten Card, go to the Rakuten Card website and click on the "Apply Now" button. You will be asked to provide your personal information, as well as your bank account information.
Make sure that you fill out the application completely and accurately. Any errors or omissions could delay the approval process or result in your application being rejected.
Step 4: Wait for Approval
After you submit your application, it will be reviewed by Rakuten and the credit card company JCB. You will receive a response within a few days, either by email or by mail.
If your application is approved, you will receive your Rakuten Card by mail within a few weeks. If your application is rejected, you will receive a letter explaining the reason for the rejection.
Step 5: Activate Your Card
Once you receive your Rakuten Card, you will need to activate it before you can start using it. To activate your card, log in to your Rakuten Card account and follow the instructions.
You will also need to set up a PIN for your card. You can do this either by phone or online. Make sure that you choose a PIN that is easy for you to remember but difficult for others to guess.
Step 6: Start Using Your Card
Once your Rakuten Card is activated, you can start using it to make purchases. You can use your card anywhere that JCB credit cards are accepted, both in Japan and abroad.
Keep in mind that Rakuten Card has a foreign transaction fee of 2.5%, so you may want to consider using a different credit card for purchases made outside of Japan.
Types of Rakuten Cards and Their Benefits
Rakuten Card is one of the most popular credit cards in Japan, with over 20 million cardholders. There are several types of Rakuten Cards, each with its own unique benefits and features. In this article, we will explore the different types of Rakuten Cards and their benefits.
Rakuten Card
The standard Rakuten Card is the most popular type of Rakuten Card. It offers a variety of benefits, including:
- Rakuten Super Points: Cardholders can earn 1% cashback in the form of Rakuten Super Points on purchases made using the Rakuten Card.
- Rakuten Ichiba Discounts: Cardholders can receive discounts on purchases made on Rakuten Ichiba, one of Japan's largest online marketplaces.
- JCB Discounts: Cardholders can receive discounts on purchases made with JCB partner merchants.
- Visa and Mastercard provider support
- Services & Insurance Support : ETC Card, Family Cards, Card theft insurance, Overseas Travel Insurance, caching
- Earn 100 point for every 1 yen
- Rakuten card customer service number : 0570-66-6910 ( If you cannot use the this phone number, please use 092-474-6287 )
Rakuten Pink Card
The Rakuten Pink Card is a limited edition version of the Rakuten Card that is available only to women. It offers the same benefits as the Rakuten Card, as well as a few additional perks, including:
- Pink Design: The Rakuten Pink Card has a pink design that is exclusive to female cardholders.
- Pink Point Program: Cardholders can earn extra Rakuten Super Points by participating in the Pink Point Program, which offers bonus points on purchases made at select merchants.
Rakuten Premium Card
The Rakuten Premium Card is a higher-end version of the Rakuten Card that offers additional benefits and perks. These include:
- Higher Rakuten Super Points: Cardholders can earn 2% cashback in the form of Rakuten Super Points on purchases made using the Rakuten Premium Card.
- Airport Lounge Access: Cardholders can access over 1,000 airport lounges around the world, free of charge.
- Travel Insurance: Cardholders are covered by travel insurance when traveling abroad, including coverage for medical emergencies, lost luggage, and trip cancellations.
- JCB Platinum Services: Cardholders can take advantage of JCB Platinum Services, which include discounts and special offers from partner merchants.
The Rakuten Premium Card has an annual fee of 5,000 yen, but the additional benefits can make it a worthwhile investment for frequent travelers and big spenders.
Rakuten Debit Card
The Rakuten Debit Card is a debit card that is linked to a Rakuten Bank account. It offers many of the same benefits as the Rakuten Card, including:
- Rakuten Super Points: Cardholders can earn 1% cashback in the form of Rakuten Super Points on purchases made using the Rakuten Debit Card.
- Rakuten Ichiba Discounts: Cardholders can receive discounts on purchases made on Rakuten Ichiba.
- No ATM Fees: Cardholders can withdraw cash from Rakuten Bank ATMs free of charge.
The Rakuten Debit Card has no annual fee and can be a good option for those who prefer to use a debit card instead of a credit card.
Conclusion
Rakuten Card has become a leading player in the Japanese credit card market due to its unique features and benefits. Its cashback rewards program, discounts on Rakuten’s online marketplace, and lack of an annual fee make it an attractive option for consumers who want to save money on credit card fees. Additionally, its partnerships with other companies offer additional benefits and discounts for cardholders.
As Rakuten continues to expand its e-commerce empire, it is likely that Rakuten Card will continue to grow in popularity. For consumers in Japan who are looking for a credit card with a variety of benefits and features, Rakuten Card is definitely worth considering.